Gotcha. What I did was, indeed, to spend a point to buy off the quirk in the alternate form(s). Glad we were thinking along the same lines.
The base problem is the same for everyone: you don't know that you have been supered, and have to find ways to work with it.
. My only argument pro perk is that he was wearing the boxer short when the explosion hit and is was also on his mind when the transformations took place. So it makes sense from a story perspective (actually, more sense than a hulk's trousers
). I was planning to exchange it for a proper supersuit in time. Leonard didn't like being dressed in boxer shorts at all.
Don't worry, you'll get your supersuit, but read what I wrote in the questions thread.
You are always free to "glaze over" the awkward moments, but then you don't get additional CP.