Treasure
I'm not picky, so standard is fine by me if that's easiest for you and is what everyone else wants to do. However, an alternative that I prefer to both options present is to handle treasure division entirely OOC and assume that the character's sorted it out among themselves "off stage". One option is to have a separate thread for the DM to post acquired treasure (not the small stuff, but significant treasures). The discussion about who could best use what and so on could then take place there. It allows for more interaction and choice than the standard system while largely, though not entirely, avoiding the problem of posting schedules