#1. Heal Skill: For every 5 points above 15, you heal 1 point of damage. i.e.: You roll a 23. They receive 1 point of Healing. There is no effect for not breaking 15. (You will never do damage to someone)
#2. Initiative: When there is more than 1 person with the same Initiative, the person with the highest Dex Modifier goes first. All PC's go first before monsters/npc's.