Ok cool. I am still here but a little busy. Might have time to post tomorrow. Thanks for the info on languages.
Will have English as native, 1 point for read/write in that alphabet.
Actually, instead of tagging occult studies for three points then spending two points to make it four ranks...
Just do not tag it, so it is not a tagged skill, gets back 3 points.
1 point for read/write in English, so Latin alphabet.
Mandarin as bonus language for high int.
1 point for the written form of Mandarin.
Have 2 points in occult studies, to make it 2 ranks.
1 point left over.
Put that into Perform sing, just for fun.