So first the contact in the SIM are live users that are logging in to interact with the new vaulters, there either pay a lot, or are gifted by the govt to learn about you for gifted people to offer jobs. There are radio contests, the lottery added tickets in their winnings, the world is watching you even though they can't watch you.
So any contacts are real people and they sign contracts that anything that happens while in SIm is binding( eg any marriages etc) They explain the SIM is fast time so the time they stay in the SIM they age normally and when they come back out less time has past.
They have to buy special pods to connect as your body functions eating waste etc are going through a long period of time and need to be maintained. THey are perfectly in a status pod making sure they are kept alive while in the SIM. Unlike you, if they die in the SIM, the account is closed and deleted and they are dumped out with major dump stock. They will survive but it's not pleasant and some of the enemies earned could be from them being killed from actions of you in there.
The rewards are given to you in the SIM and small carryable items when one person is downloaded and created when you are released back into the real world. Big items like ship cars etc are created by the nanomachines but as they don't speed anything up there is going to be a wait time to get your biggest items in the real world.
Your minds have aged and your bodies too so whatever state they are in there they come out in the same. You get your mental boost for age and record the aging rolls as you use them again when you start to need to roll them.
If you leave 2 skill points to learn both vaulters, the lang of the people you are pretending to be, and one of the local languages( tradespeak is what the common English is on this planet)
Now those that have 2 or more terms in the army have to make a Wis DC 15 check with a -1 for every term over 2 to not come out with PDS. You can get treatment for it and the govt will pay 50% of the cost of that. Can roll in your character thread or your career thread.
When you get out you have to decide where you want to live and find a place to live. You got 1 free month of medium lifestyle in any city in the world you want that the control of the race (no AI, no Prime magia, no infected)
You can share living together but that does not decrease the cost of living much, there are rules in lifestyle that talks about it
Any questions that I answered in your private chats that you think might help everyone else cane posted here too.